Jumat, 25 Februari 2011

Microeconomics of Banking

Microeconomics of Banking

The MIT Press | 1997-10-17 | ISBN:0262061937 | 312 pages | PDF | 14 Mb

Twenty years ago, most banking courses focused on either management or monetary aspects of banking, with no connecting. Since then, a microeconomic theory of banking has developed, mainly through a switch of emphasis from the modeling of risk to the modeling of imperfect information. This asymmetric information model is based on the assumption that different economic agents possess different pieces of information on relevant economic variables, and that they will use the information for their own profit. The model has been extremely useful in explaining the role of banks in the economy. It has also been useful in pointing out structural weaknesses of the banking sector that may justify government intervention--for example, exposure to runs and panics, the persistence of rationing in the credit market, and solvency problems.

Microeconomics of Banking provides a guide to the new theory. Topics include why financial intermediaries exist, the industrial organization approach to banking, optimal contracting between lenders and borrowers, the equilibrium of the credit market, macroeconomic consequences of financial imperfections, individual bank runs and systemic risk, risk management inside the banking firm, and bank regulation. Each chapter ends with a detailed problem set and solutions.

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Fundamentals of Financial Management

Publisher: South-Western College Pub | 928 Pages | 2003-03-14 | ISBN: 0324178298 | PDF | 14.8MB

The market leader, Brigham/Houston continues to grow in reputation as the most effective approach for learning basic finance principles, tools, and applications. It is also updated to reflect the latest in theory, research, real-world examples, and use of technology. The seamless, integrated ancillary package - done by the authors - is a hallmark of this package that makes the subject more accessible for learners.

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Larry Niven - The Mote in God's Eye

Larry Niven - The Mote in God's Eye Summary:

Publisher: Pocket Books (March 1, 1991) | ISBN-10: 0671741926 | EPUB + MOBI | 592 pages | 1.4 mb + 0.9 mb

In the year 3016, the Second Empire of Man spans hundreds of star systems, thanks to the faster-than-light Alderson Drive. No other intelligent beings have ever been encountered, not until a light sail probe enters a human system carrying a dead alien. The probe is traced to the Mote, an isolated star in a thick dust cloud, and an expedition is dispatched.

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Bret Easton Ellis - American Psycho

Bret Easton Ellis - American Psycho Summary:

Publisher: Vintage; 1st edition (March 6, 1991) | ISBN-10: 0679735771 | EPUB + MOBI | 416 pages | 2 mb + 700 kb

This review is based on the galley issued by Ellis's original publisher, Simon & Schuster, before it cancelled the book. The book is now going through the editing process at Vintage. There may be some changes in the final version. The indignant attacks on Ellis's third novel (see News, p. 17; Editorial, p. 6) will make it difficult for most readers to judge it objectively. Although the book contains horrifying scenes, they must be read in the context of the book as a whole; the horror does not lie in the novel itself, but in the society it reflects. In the first third of the book, Pat Bateman, a 26-year-old who works on Wall Street, describes his designer lifestyle in excruciating detail. This is a world in which the elegance of a business card evokes more emotional response than the murder of a child. Then suddenly, for no apparent reason, Bateman calmly and deliberately blinds and stabs a homeless man. From here, the body count builds, as he kills a male acquaintance and sadistically tortures and murders two prostitutes, an old girlfriend, and a child he passes in the zoo. The recital of the brutalization is made even more horrible by the first-person narrator's delivery: flat, matter-of-fact, as impersonal as a car parts catalog. The author has carefully constructed the work so that the reader has no way to understand this killer's motivations, making it even more frightening. If these acts cannot be explained, there is no hope of protection from such random, senseless crimes. This book is not pleasure reading, but neither is it pornography. It is a serious novel that comments on a society that has become inured to suffering.

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John Steinbeck - The Grapes of Wrath

John Steinbeck - The Grapes of Wrath Summary:

Publisher: Penguin Classics; Reissue edition (March 28, 2006) | ISBN-10: 0143039431 | EPUB + MOBI | 464 pages | 1.9 mb + 800 kb

Novel by John Steinbeck, published in 1939. Set during the Great Depression, it traces the migration of an Oklahoma Dust Bowl family to California and their subsequent hardships as migrant farm workers. It won a Pulitzer Prize in 1940. The work did much to publicize the injustices of migrant labor. The narrative, interrupted by prose-poem interludes, chronicles the struggles of the Joad family's life on a failing Oklahoma farm, their difficult journey to California, and their disillusionment once they arrive there and fall prey to a parasitic economic system. The insularity of the Joads--Ma's obsession with family togetherness, son Tom's self-centeredness, and daughter Rose of Sharon's materialism--ultimately gives way to a sense of universal community.

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Geza Schay, "Introduction to Probability with Statistical Applications"

Geza Schay, "Introduction to Probability with Statistical Applications" Summary:

This textbook is an introduction to probability and statistics for non-mathematics majors who do not need the exhaustive detail and mathematical depth provided in more comprehensive treatments of the subject. The presentation covers the mathematical laws of random phenomena, including discrete and continuous random variables, expectation and variance, and common probability distributions such as the binomial, Poisson, and normal distributions. Main statistical concepts considered are point and interval estimates, hypothesis testing, power function, various statistical tests: z, t, chi-square and Kolmogorov-Smirnov.

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Handbook of Atomization and Sprays: Theory and Applications

Handbook of Atomization and Sprays: Theory and Applications Summary:

Publisher: S p r i n g e r 2011 | 951 Pages | ISBN: 1441972633 | PDF | 17 MB

Atomization and sprays are used in a wide range of industries: mechanical, chemical, aerospace, and civil engineering; material science and metallurgy; food; pharmaceutical, forestry, environmental protection; medicine; agriculture; meteorology and others. Some specific applications are spray combustion in furnaces, gas turbines and rockets, spray drying and cooling, air conditioning, powdered metallurgy, spray painting and coating, inhalation therapy, and many others. The Handbook of Atomization and Sprays will bring together the fundamental and applied material from all fields into one comprehensive source. Subject areas included in the reference are droplets, theoretical models and numerical simulations, phase Doppler particle analysis, applications, devices and more.

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